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Tips

Frozen Pipe Prevention Tips

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How to Prevent Frozen Pipes

The extreme cold combined with wind chill creates a substantial risk for frozen or burst pipes. Freezing water turns to ice within the pipe, it expands and can block the line. This blockage can create excessive pressure throughout the system and cause pipe failure in vulnerable places–no matter if the pipe is made of plastic, copper or steel. Even a tiny crack can unleash more than 250 gallons of water in a single day. The results can cause property damage, high repair costs and disruption of business. Continue reading “Frozen Pipe Prevention Tips” »

What you need to sign your mortgage

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Purchasing a new home is one of the most exciting moments in a person’s life. If you are about to sign your own home mortgage, congratulations! This is a momentous occasion. While you’ve given plenty of thought to the square footage, location and appearance of your new home, perhaps you haven’t paid as much attention to what you’ll need to actually sign the mortgage. If that is the case, don’t worry. Just follow this list and you’ll likely have most of what you may need for signing day subject to each lender’s individual underwriting criteria.
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Negotiate your way into your dream home

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Whether you are buying your first home or looking to downsize after retirement, negotiation skills are crucial in getting what you want. Here are some tips for homebuyers trying to negotiate with sellers. It is always advisable for buyers to get preapproved, not just prequalified. Preapproved buyers have an edge over potential buyers who have only prequalified for a loan. Preapproval means the buyer has attained a conditional commitment in writing for an exact loan amount from a lender. This saves time and a quick closing may be appealing to a seller.

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Perk up your porch for less

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The first image one has of a home is the entryway. Guests should be greeted with an inviting space. Here are some inexpensive ideas to brighten up your porch to make it enticing for prospective buyers. Color. If you don’t want to invest in a new front door, simply paint the one
you have. Color is an instant way to add a new element to your facade. If you like the natural look of your wooden front door, consider restaining it to look like new. Also, hardware, such as knobs and doorknockers can be easily swapped out and upgraded for a new look.

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Ways to Save for a New Home

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A home is often the biggest investment most people will make in a lifetime. Saving for a down payment can be a lengthy and disciplined process. Taking advantage of federal tax incentives and low interest rates are great ways to reach your goal of owning a home. Here are some small ways that can really add up to big savings.

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